Personal Finance & Money Weekly Newsletter - Thursday, December 31, 2015

Personal Finance & Money newsletter

Top new questions this week: Should I buy stocks of my current employer because of its high dividend yield? I have some cash in the bank I am ready to invest. My company has been profitable since 20 years and provides a generous dividend of roughly 8% per year. So I though buying some stocks could be a ... stocks dividends   asked by Octoplus 12 votes answered by Aganju 35 votes In which situations is it better to consider a loan instead of paying cash? I live in France where credit cards are less widespread than in the U.S. The default account for us is a checking account. Often you can't spend more than what is in your account; otherwise you have ... loans cash checking-account personal-loan france   asked by Octoplus 11 votes answered by TTT 22 votes Ok to use U.S. Visa gift card internationally? My daughter received a Visa gift card for Christmas that does not contain a chip. She wants to use it when she travels to the U.K. in April. Will it be accepted? united-kingdom travel gift-card   asked by Linda 8 votes answered by Aganju 11 votes Can I switch mortgage of a house to a different house? Let's say I have a mortgage for a house I live in. I find another house and I like it better. Is it possible to take that mortgage I pay and switch the houses? And maybe pay some difference if the ... united-states mortgage   asked by Grasper 7 votes answered by mkennedy 9 votes Should I use EIN for business once it changes structure from Partnership to Sole Propietorship? There were two partners in general partnership (50:50 share). One partner left and I took over all his share. Effectively business structure changed from General Partnership to Sole Proprietorship. ... united-states taxes sole-proprietorship general-partnership   asked by Jonny 7 votes answered by TTT 0 votes how late can i put money into an IRA and still have it count for 2015? Currently the annual IRA contribution limit is $5,500. Let's say I wanted to put $5,500 in my IRA for this year (2015) and for next year (2016), for a total of $10,100. How late can I put in the ... united-states ira   asked by neubert 7 votes answered by littleadv 9 votes Is it possible to block previously authorized ACH access? We engaged in business with another company that provides credit card processing service. At the time of signing up for their service we authorized them to use ACH by giving them a void check (a ... united-states banking california ach   asked by Jonny 6 votes answered by littleadv 4 votes Greatest hits from previous weeks: How does a public company issue new shares without diluting the value held by existing shareholders? When a public company issues new shares, the total number of shares traded in a secondary market goes up. Assuming there is no change in the fundamentals of the company and the profitability, I would ... stocks stock-valuation ipo stock-markets shares   asked by Mozan Sykol 22 votes answered by thepassiveinvestor 25 votes What do the numbers on my credit/debit card mean? I have the following visa card from comdirect.de: I guess: Number A is my credit card number. The 4 groups don't have a meaning. Number B: I have no idea. Might be my security code? Number C is ... credit-card   asked by moose 20 votes answered by littleadv 33 votes Can you answer these? social security benefits when widow remarries My mother is a widow in her 80s. She is planning to remarry. Her boyfriend is also in his 80s and collecting social security. What will happen to her social security benefits? (When my daughter asked ... united-states social-security   asked by Jay 2 votes Where do I pay income tax and how? When I was in the US before, I worked for a company as a independent contractor under 1099. Now I've come back to India, and I am still working for that same company. The company deposits my pay in my ... united-states income-tax india contractor   asked by user3156800 2 votes what does "private equity structures" mean? I'm translating an article about finance. What does "private equity structures" mean in this context - He said that popular ways for UHNWs to invest in real estate included property club deals ... untagged   asked by haile 1 vote

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