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Personal Finance & Money Weekly Newsletter - Thursday, November 24, 2016

Personal Finance & Money newsletter

Top new questions this week:

Purpose of having good credit when you are well-off?

I notice people talk about credit scores for many things, but typically they are: Helping tools for mortgages; Ability to get better loans; Ability to get better financing options. The general ...

credit-card credit credit-history  
asked by Sye Shepol 35 votes
answered by user1547672 37 votes

What happened to Home Depot's Stock in 1988?

I was exploring various stocks this morning on Google Finance, and I came across some strange behavior for Home Depot (HD) in 1988. For the entire year, the stock traded incredibly low, and at ...

stocks stock-analysis google-finance  
asked by arbitrarystringofletters 31 votes
answered by Ben Miller 34 votes

Dividend Payments - Am I entitled?

Suppose I own 100 stocks in a company listed on the LSE. I purchased these shares through an online broker some time around the 1st of November 2016. Looking up the dividend dates of the company using ...

stocks united-kingdom dividends  
asked by Nanor 27 votes
answered by Ganesh Sittampalam 54 votes

Wife sent to collections for ticket she paid ten years ago

My wife got a ticket 10 years in Nevada. She paid that ticket, but doesn't have any record of it; we've moved a lot in the last ten years and switched banks several times. We got a bill from the ...

collections  
asked by Nate Anderson 19 votes
answered by seanr 31 votes

Does Warren Buffett really have a lower tax rate than his secretary?

Warren Buffett frequently complains that he pays less tax as a percentage of his income than his secretary. I was wondering, with my modest knowledge of U.S. tax system, how is this possible? I ...

united-states income-tax investing  
asked by mk33 8 votes
answered by BobbyScon 13 votes

Split buying a house 3 ways. How do I approach this?

A couple of unrelated friends and I are interested in buying a condo and splitting it three ways. We will be using it interchangeably as a rental property as well as living in it ourselves sometimes. ...

investing mortgage real-estate  
asked by user3543674 6 votes
answered by Grade 'Eh' Bacon 48 votes

Money saved from the Philippines

I have saved up $45,000.00 in the bank in the Philippines and I would like to bring them back to US as a returning US Citizen. Will I be taxed for this money I saved up?

united-states savings foreign-income philippines  
asked by Azucena 6 votes
answered by Dilip Sarwate 8 votes

Greatest hits from previous weeks:

Are lottery tickets ever a wise investment provided the jackpot is large enough?

If the odds of winning a lottery jackpot are one in 292 million, and the jackpot prize is expected to be greater than than $1 billion, does this make a lottery ticket a wise investment? (source: ...

investments lottery  
asked by Chris Payne 94 votes
answered by Rocky 100 votes

Why does the introduction of chip & pin appear to be so controversial in the United States?

The past few weeks there have been many news articles about the introduction of chip & pin in the United States; most of these articles are against it and citing such 'issues' as: "Some people ...

risk fraud chip-card  
asked by cybermonkey 90 votes
answered by R.. 67 votes

Can you answer these?

Refinance review and - settlement fees, what's necessary/negotiable?

I want to refi to a) get better rates, and b) consolidate the existing 1st and 2nd. Through a credit union (work), I can get what look like good rates, and want to start the process, but I always ...

united-states fees refinance second-mortgage  
asked by Marc 1 vote

First-Year Option and exempt individual for part of the year

I moved to the US in Aug 2015 in G-4 status. I received a work permit (EAD) and have since worked for a US employer. My wife took another job, so I applied for an O-1 visa to continue working and I've ...

united-states income-tax non-resident  
asked by eof 1 vote
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