Personal Finance & Money Weekly Newsletter - Thursday, July 30, 2015

Personal Finance & Money newsletter

Top new questions this week: Apartment I never lived in is collecting against me. Recourse? I was looking at apartments a year ago, and found the "perfect" apartment online. However, I couldn't go look at it until the following weekend. Unfortunately, the apartment had already been listed ... united-states debt-collection texas   asked by Soviero 49 votes answered by Ben Miller 58 votes how to deposit found money About $25,000 was found in my home ceiling which I believe was put there years ago by my parents and forgotten. I want to know if I deposit it all in the bank at one time will that cause any problems ... united-states banking   asked by bambam 13 votes answered by keshlam 6 votes Paying $1000 a month to keep a car in New York City I am 25 working in New York city making ~117k a year. After tax and various pre-tax deductions, (mta fare etc) my take home is just shy of 6k a month. I pay $1875 in rent a month for a nice ... united-states loans student-loan car new-york   asked by anonymousSeekingAdvice 10 votes answered by Nathan L 18 votes What happens to the original funds when a certified bank check is not cashed? When a bank issues a certified check that was funded from my account, where will the funds end up if the recipient never cashes the check before it expires? banking   asked by John Zahner 9 votes Risks associated with investing in dividend paying stocks for short term income. Alternatives? I will be leaving my place of employment in the near future to run and grow my small business full-time. After assessing my expenses I'm expecting to be in the red $300-$400 a month for the next 1-2 ... united-states stocks dividends income   asked by 404UserNotFound 7 votes answered by mhoran_psprep 4 votes Can a self-employed person have a Health Savings Account? Who can establish a Health Savings Account? I am self-employed with an IRA and SEP accounts. My health insurance is provided through my Husband's employer. My husband has a HSA through his ... united-states hsa   asked by Deb Doran 6 votes answered by Jay 5 votes What is the definition of a "first time buyer" with relation to the UK "help to buy isa"? I'm very interested in the soon to be released "help to buy isa". I'm unclear on the definition of a first time buyer. I have owned a house (with my ex wife) but I am no longer on this mortgage, ... mortgage united-kingdom isa   asked by Liam 6 votes answered by Ganesh Sittampalam 6 votes Greatest hits from previous weeks: What is the difference between Debit and Credit? What is the difference between Debit and Credit AND purchase and sale? These terms are very confusing. I have some example questions to understand it more easily. If I run a shop and a ... definition credit   asked by LifeH2O 1 vote answered by GUI Junkie 4 votes 15 year mortgage vs 30 year paid off in 15 I've found similar questions, but they all seem to focus on a preexisting 30 year mortgage and whether or not it makes sense to refinance to a 15. My question is a bit different. I have not yet ... united-states mortgage   asked by user24676 57 votes answered by rhaskett 74 votes Can you answer these? How should I respond to an IL 2012 "Notice of Proposed Tax Due"? I received today a "Notice of Proposed Tax Due" for Illinois, alleging: Tax Due: $738.00 Penalty Due: $111.00 Interest Due: $34.00 This seems suspicious to me; I have been meticulous with taxes and ... united-states taxes state-income-tax illinois   asked by user7628 3 votes When after a companys IPO date can I purchase shares? There recently was an IPO, and when I tried to buy shares that day Scottrade prompted me with: Error: Unable to enter the order because the symbol entered is not a Listed or Nasdaq National ... stocks ipo   asked by mcpDESIGNS 3 votes Change in health care deductible with newborn My wife has health coverage (different from mine) through her employer. Her deductible is $1300. In May my daughter was born. Until then my wife incurred a lot of expenses and met the deductible. ... united-states insurance health-insurance   asked by user1512321 1 vote

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