Personal Finance & Money Weekly Newsletter - Thursday, June 30, 2016

Personal Finance & Money newsletter

Top new questions this week: Can I profit from anticipating a drop in value? Suppose there is an investment, such as a stock, which I currently own no units of. I predict this investment will soon drop in value. I have no reason to predict that the investment will bounce back ... investments stock-analysis shorting-securities   asked by Martin Carney 28 votes answered by quid 46 votes Why do stock prices of retailers not surge during the holidays? My six-year-old (!) son asked me this question and I didn't have an answer, so I told him I'd get back to him. He asked why people don't buy a large number of shares of a company before the holiday ... united-states stocks stock-markets holidays   asked by user01101001 16 votes answered by quid 24 votes New company doesn't allow 401k deposits for 6 months, what to do with money I used to deposit? I plan on taking a new job that does not allow employee 401k contributions for the first 6 months. I am used to maxing out my 401k, and this seems like a dangerous amount of money that I don't want ... united-states investing 401k retirement-plan   asked by PawnInGameOfLife 16 votes answered by JoeTaxpayer 19 votes In what ways can a public company ask for money? I'm just curious, what are the ways that a publicly traded company can ask for more money? Do they just sell shares of their company stock they own themselves, or do they issue more bonds? Are there ... stocks investing debt income   asked by Sean C. Li 10 votes answered by Grade 'Eh' Bacon 13 votes Is it a gift or not? IRS rules are not always black or white, and something that I find myself struggling with is what is considered a gift. Hypothetically, suppose I am moving soon and have a broken leg so I cannot do ... united-states irs gift-tax   asked by TTT 10 votes answered by JoeTaxpayer 3 votes Clarifying a phrase on a rent agreement Consider the following sentence: "For the period from Tenant's move-in date, _________, through the end of the month, Tenant will pay to Landlord the prorated monthly rent of $1200." Does this mean ... rental-property rent contracts   asked by Mathmank 5 votes answered by quid 4 votes Why do volatility stocks/ETFs (TVIX, VXX, UVXY) trend down in the long-term? I've noticed that stocks/ETFs that measure volatility (TVIX, VXX, UVXY, XVZ) are all trending down massively (eg VXX going from $7000/share on 3/09 and on 6/16 it is around $16/share) in the long-term ... stocks stock-markets stock-valuation   asked by perseverance 5 votes answered by Nick R 3 votes Greatest hits from previous weeks: How do I make a one of payment to my HSBC credit card bill with a HSBC debit card UK I need to pay my HSBC credit card bill with a HSBC debit card and I can't transfer money between accounts (it doesn't show up on the list of accounts). When I click on the direct debit details it says ... credit-card united-kingdom online-banking online-payment direct-debit   asked by lededje 4 votes answered by lededje 5 votes How to check the paypal's current exchange rate? I have paypal account. My base currency is AUD. I want to check the conversion rate for buying a stuff in USD. When I go to payment step they show the actual USD amount and actual AUD that will be ... foreign-exchange paypal usd-us-dollar   asked by Kumaresan 5 votes answered by John B 2 votes Can you answer these? Mortgage question: Which banking terms mean "lends smaller amounts" or "offers small mortgage loans"? Despite many phone calls I haven't been able to find a lender who offers home loans under 100k USD. Which banking terms are used to specify lenders who do "small" mortgage loans? I'm going with an FHA ... mortgage lending   asked by Hector 3 votes How should Form 1040 be amended if error was introduced on lines 78 and 79? Background Previously I asked "Where is payment for failure-to-file and failure-to-pay penalties included on Form 1040?" There I found out that the failure-to-file and failure-to-pay penalties should ... income-tax form-1040x   asked by riceissa 2 votes Tax return if worked partially in the UK and partially in Germany I have worked from Jan to July 2015 in the UK and from Oct. to Dec. 2015 in Germany. I'm not sure if it makes sense for me to submit a tax return claim. (The tax year in the UK runs from April to ... taxes income-tax united-kingdom germany   asked by Lola 2 votes

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