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Personal Finance & Money Weekly Newsletter - Thursday, September 22, 2016

Personal Finance & Money newsletter

Top new questions this week:

Why does my car loan interest go up despite making payments on-time?

In my first payment on 06-17-2016, the principal applied to my balance was $186.76 and the interest was $107.50. As I kept making the payment on-time, the second payment on 07-25-2016 was a bit of a ...

interest apr  
asked by Tenzin 29 votes
answered by Aganju 55 votes

Why are cars so expensive on Craigslist?

I was helping a friend to buy a cheap car in good condition in California (less than 100k miles for less than $8000) and we looked into Craigslist for cars, since we thought that Craigslist was ...

car used-goods  
asked by Gabriel Diego 25 votes
answered by Brythan 25 votes

Should I set a stop loss for long term investments?

I know stop losses are very important for managing risks. I would like to buy shares that I plan to hold for at least 5-10 years. Should I consider putting a stop loss on these stocks? If so, how ...

shares  
asked by Joe.E 11 votes
answered by homer150mw 19 votes

What is the difference between fund and portfolio?

I am new to the finance world, and I keep hearing fund and portfolio. What is the meaning of these words and how are they related? Can someone please explain with examples? Is there any difference ...

united-states financial-literacy terminology portfolio  
asked by atp9 10 votes
answered by Grade 'Eh' Bacon 19 votes

Must a company have a specific number of employees to do an IPO?

I'm interested in a job offering from a company that is going for an IPO (Initial Public Offering) in the next 6 months. It is rumored that once the IPO is done they will lay off a lot of employees ...

united-states risk employment ipo nasdaq  
asked by Gage 10 votes
answered by Stig Hemmer 31 votes

How does state tax work when working overseas?

I am going to be hired as a contractor while we are stationed at an overseas military base. I am a resident of Florida which has no state tax. The state listed on my W-4 will be AE (American Forces ...

united-states taxes international state-income-tax  
asked by Drs 5 votes

How to save money in my situation?

I'm 21 years old, living in a big city (like New York) an expensive crowded city, I am a programmer and I'm not living with my parents and I rent a home here with a friend and ... . I calculated ...

savings budget  
asked by Ioosu 4 votes
answered by zeta-band 8 votes

Greatest hits from previous weeks:

How does a public company issue new shares without diluting the value held by existing shareholders?

When a public company issues new shares, the total number of shares traded in a secondary market goes up. Assuming there is no change in the fundamentals of the company and the profitability, I would ...

stocks stock-valuation ipo stock-markets shares  
asked by Mozan Sykol 30 votes
answered by thepassiveinvestor 33 votes

If something is coming into my account will it be debit or credit in my account?

I have made a small balance sheet on google docs for my monthly expenses and income. If something comes into my account, would that be a credit or a debit in my account? If I got 500 from somewhere, ...

credit balance-sheet balance  
asked by Hafiz 8 votes
answered by JohnFx 14 votes

Can you answer these?

Can I withdraw money from my RRSP without penalty in the same year I deposited it?

During this year I deposited $5,000 to my RRSP account. Can I withdraw this money from my RRSP without penalty since it has not yet been claimed, or will this incur a tax or contribution room penalty? ...

canada rrsp withdrawal penalty  
asked by Col123 2 votes

How can I enable express login to the Elan financial services website for Mint to access Fidelity accounts?

When I use Mint on Android to connect to my Fidelity accounts (one of which is Fidelity Reward credit card, issued by Elan), it says that Fidelity needs your attention. please go to the fi ...

mint.com  
asked by Tim 1 vote

What financial data are analysed (and how) to come up with a stock recommendation?

I want to have a glimpse of what stock analysts do with financial data and how they analyze it to come up with a recommendations like: Buy, Lighten, Sell, Sell into Strength, Range Trade for a certain ...

stocks stock-analysis  
asked by fireflieslive 1 vote
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