Personal Finance & Money Weekly Newsletter - Thursday, September 29, 2016

Personal Finance & Money newsletter

Top new questions this week: If I let a friend drive my car for a day should I tell my insurance company? If you have a friend visiting from out of state and you let them drive your car to a museum or something, as a one-off thing, I think it's a little impractical to let your insurance provider know that ... united-states insurance car-insurance   asked by neubert 15 votes answered by Digital Chris 18 votes Savings vs. checking account -- when to prefer savings if interest is the same? Let's say I'm opening a new checking or savings account, assuming: I already have another checking account All accounts offer the same interest rates Why would I ever choose to open a savings ... united-states banking bank-account checking-account savings-account   asked by Mehrdad 11 votes answered by TTT 6 votes Charging the company I work for to rent from myself I have a Vacation Rental By Owner (VRBO) rental in a city that the company I work for (large company - W2) requires I travel to regularly. I am authorized to use either hotels or VRBO/AirB&B ... united-states rental-property expenses vrbo   asked by maplemale 10 votes answered by DJClayworth 31 votes How should I value personal use television for donation? Given an LCD television using primarily for personal use, if I were to donate it what would the donation value be? I assumed that I should take straight-line depreciation over its useful life? IRS ... united-states donation depreciation   asked by Matthew 10 votes answered by Nate Eldredge 27 votes Why does BlackRock's XIN page show XIN as having only 1 holding? On BlackRock's XIN page under Key Facts it says the number of holdings as 1. Looking at the top 10 holdings shows EFA as the number 1 holding with a 101% weighting. How is it possible to hold over ... etf index-fund   asked by skube 4 votes answered by dg99 4 votes How can I figure out the optimal IRA distribution before the deadline? After reaching 70 I have always taken the minimum required amount from my IRA each year. If I understand correctly, I have to make this decision by December. I do not usually know what my other ... united-states ira retirement irs withdrawal   asked by peter Clarke 4 votes answered by JoeTaxpayer 2 votes Does disability income count towards Roth IRA eligibility? Our combined (married) income from paychecks for 2016 will be 180k, which makes us eligible for Roth IRA contributions. However we are also anticipating some 16-20k in disability benefits ... united-states roth-ira   asked by yurt 4 votes Greatest hits from previous weeks: Is this person doing illegal money transfers? This girl that I'm friends with and have actually seen in person before, keeps posting [on social media] that she "loves when the transfer goes through" and gets $2000-$6000 for free quite often. She ... scams   asked by Autumn Thompson 83 votes answered by Philipp 149 votes How do I check if I have already filed my taxes [Unites States] I don't know if I've filed my taxes or not! I am due a refund according to TaxACT Deluxe, but I have no idea how to check if I have already filed for my taxes? What happens if I e-file again and I ... united-states income-tax   asked by user1833028 4 votes answered by ben.coffee 2 votes Can you answer these? Is there a regulatory reason that only AEX has daily options There is a lot of press over the years about the success of daily options contracts and expirations on the AEX-index. AEX is Amsterdam's stock index, an economic indicator for the Netherlands share ... stocks options regulation option-strategies opex   asked by CQM 2 votes Wealthfront Personal Account or Personal+Roth IRA Good evening all, I recently started investing money into a Wealthfront personal account, and once creating it, I have started wondering what truly is most beneficial for me both long-term and ... income-tax roth-ira capital-gains-tax state-income-tax short-term   asked by Trever Wagenhals 3 votes Paying taxes as foreigner for working as freelancer for US company I am a german citizen and live in Germany, and want to work as a freelance-translator for a company called "gengo" , that seems to be registered in the US (quoting from the website: "a Delaware ... united-states taxes income-tax germany foreign-income   asked by Razupaltuff 2 votes

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