Personal Finance & Money Weekly Newsletter - Thursday, July 31, 2014

Personal Finance & Money newsletter

Top new questions this week: What is the purpose of Social Security and Medicare deductions from my paycheck? Sorry, this might be a basic question, but I'm having trouble understanding this, so would like to ask here. I've recently started a full-time position, and I notice that two things are being … united-states 401k social-security payroll-taxes   asked by Sam 7 votes answered by mhoran_psprep 15 votes Why the different fees for credit and debit card payments? Could somebody explain why the merchants are charged different fees when the customers use credit and debit cards? credit-card fees debit-card   asked by Ion Ionascu 7 votes answered by JoeTaxpayer 10 votes Why and why would/wouldn't a company split their stock? When Apple was in the high $600 or so range, it split 6 times and made it more affordable to purchase more shares for less, even though the value was technically the same. I see companies like Google … stock-split   asked by CuriousFellow 5 votes answered by DumbCoder 10 votes Should I get cash from credit card at 0% for 8 months and put it on loans? I have approx $100K in student loans, and am still in my grace period. I am able to get approx $4K cash from my citibank card as a special promotion. I would not have interest on the card until April … credit-card interest-rate student-loan   asked by musher 4 votes answered by Jay 5 votes Chart analysis: What does this mean: 200 period moving average? In a chart analysis I read the sentence the red 200 period moving average can be seen rising from the lower left of the chart. I know what a moving average is, but what is meant by the 200 period? Is … technical-analysis chart   asked by erik 4 votes answered by Victor 9 votes Variable universal life insurance vs traditional long-term investments I have been considering different ways to generate some returns on my money, rather than just having it sit in a savings account at the bank. My understanding is that the obvious first step is to … united-states investing 401k roth-ira life-insurance   asked by CmdrMoozy 4 votes answered by JohnFx 7 votes Difference between a mortgage and buy-to-let in UK In terms of rights, whats the difference between getting a regular mortgage and a buy-to-let mortgage for a property in the UK? For example, if I wanted to invest in a property, and got a regular … mortgage united-kingdom rental-property   asked by oshirowanen 3 votes answered by Steve Melnikoff 5 votes Greatest hits from previous weeks: If I have $1000 to invest in penny stocks online, should I diversify risk and invest in many of them or should I invest in just in one? I have $1000 to invest. I use Scottrade to invest in penny stocks online, they charge $7 to buy a stock and another $7 to sell it ($14 in total). Given the high volatility of these stocks, what tactic … diversification penny-stocks   asked by Zipote 23 votes answered by Full Decent 42 votes I carelessly invested in a stock on a spike near the peak price. How can I salvage my investment? I carelessly invested on stock on a spike (I have been persuaded by a family member) and now my investment value is really low, as you can see below. Is there anyway to salvage my investment for … stocks investing capital-loss losses   asked by John Isaiah Carmona 33 votes answered by BrenBarn 43 votes Can you answer these? What solar panel subsidies does Australia have right now (in 2014)? So I'm thinking about buying solar panels for my house. Only thing is I'm not sure whether to wait. I've been told that the value of solar power in Australia has remained largely the same - this is … australia   asked by JPM 2 votes How can I invest my personal money in my own Limited company in the UK? I registered a Limited company in the UK one year ago and I am the sole shareholder and sole director of the company. Now I want to invest £50k in the company so that I can buy products and rest of … united-kingdom investments limited-liability-company   asked by user46373 1 vote Can a Canadian student with US resident alien status receive the tax treaty benefit after 5 years? If so, how much? I am a Canadian citizen who has studied in the U.S. with a J-1 visa since 5 years ago, which means that I have now become a resident alien. I am still studying (for an advanced degree) in the U.S. … united-states taxes income-tax canada tax-exemption   asked by balabala 1 vote

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